A 401(k) relieves you from the burdens of work. Retirement planning is important because during retirement years you will have comfort and needs. Your retirement savings will be a source of income that removes or reduces your need to maintain employment. While having income for healthcare and other insurances. What’s a 401k A 401(k) is… Continue reading Why 401(k) is important for your retirement plan
Category: Income
What is Interest: Simple vs. Compound interest explained
Your financial health is important. You only need to understand a few key concepts to evaluate your current financial status. These resources are free and available to you here. In this article, we discuss ‘interests’. To understand what interest is we must first begin with two key elements of economics, principal and time. Let’s say,… Continue reading What is Interest: Simple vs. Compound interest explained
What is a Recession?
Recession Demystified If you have been paying attention to the news lately or couldn’t put your phone down because of social media, you most certainly have heard the word recession. Well, what is a recession? Let’s start with what a recession is NOT. Depression is not a typical recession. Though it is a type of… Continue reading What is a Recession?
Higher Learning, Higher Earnings?
Life, though worthwhile, can bring about many challenging trials, especially financially. I don’t know about you, but there always seems to be room to advance regarding our income! There are seldom moments where you think, “I make too much money.” In all honesty, It’s probably a more frequent feeling that you don’t have enough. At… Continue reading Higher Learning, Higher Earnings?
Price versus Value analysis
You always want to spend less. To have more money. Applying for a CC you want a lower APR. APRs at 25% are too high. We want to manage our credit. Additionally, we want to manage with low APRs. I have done a lot of work on my credit. My focus has primarily been… Continue reading Price versus Value analysis
What is the Fair Disclosure Regulation?
Transparency in Markets: The Significance of Fair Disclosure Regulation Fair Disclosure Regulation, commonly known as Reg FD, is a set of rules enacted by the U.S. Securities and Exchange Commission (SEC) to ensure fair and equal access to information by all market participants. This essay aims to define Fair Disclosure Regulation, underscore its importance in… Continue reading What is the Fair Disclosure Regulation?
What is Cash Flow?
Mastering Financial Vitality: The Essence of Cash Flow Cash flow is a fundamental financial metric that captures the movement of money into and out of a business or individual’s financial activities. This essay explores the definition of cash flow, underscores its paramount importance in financial health, and discusses how individuals and businesses can leverage effective… Continue reading What is Cash Flow?
Who cares about ROE?
Unveiling Financial Performance: The Significance of Return on Equity (ROE) Return on Equity (ROE) stands as a key financial metric that assesses a company’s profitability by measuring the return it generates on shareholders’ equity. This essay delves into the definition of Return on Equity, emphasizes its importance in evaluating a company’s financial performance, and explores… Continue reading Who cares about ROE?
What is ROA?
Unveiling Profitability: The Significance of Return on Assets (ROA) Return on Assets (ROA) is a critical financial metric that measures a company’s ability to generate profit from its assets. This essay explores the definition of Return on Assets, underscores its importance in evaluating a company’s efficiency and profitability, and discusses how individuals can leverage this… Continue reading What is ROA?
What is Earnings per Share (EPS) growth rate?
Illuminating Growth Prospects: The Significance of EPS (Earnings per Share) Growth Rate The EPS (Earnings per Share) growth rate is a crucial financial metric that measures the percentage increase or decrease in a company’s earnings per share over a specific period. This essay explores the definition of the EPS growth rate, emphasizes its importance in… Continue reading What is Earnings per Share (EPS) growth rate?