Series I Savings Bonds

Banknote Drawing of US Treasury Department Washington DC

Right now inflation is high. There is much volatility in the stock market. Stock prices are unreliable, even Bitcoin has seen tremendous loss. Series I savings bonds is a financial asset security that is composed of a fixed rate and inflation based rate. Twice a year, every six months, the rate is accommodated according to… Continue reading Series I Savings Bonds

Cash Rewards for Credit Cards

Cash Rewards

Credit cards are not first choice for wealth building. But a great opportunity to learn good habits. Cash rewards may work for or against you. Many buyers are getting cash rewards for credit cards. Be careful and give much consideration before you use this perk. Have a plan as to how this will work for… Continue reading Cash Rewards for Credit Cards

Understanding the Head of Household filing status

IRS Internal Revenue Service documents and folder.

Navigating Tax Benefits: Understanding the Head of Household Filing Status The Head of Household (HoH) filing status is a tax designation that provides specific benefits to individuals who qualify under certain criteria. This essay aims to define the Head of Household filing status, elucidate its importance in the realm of taxation, offer an example, and… Continue reading Understanding the Head of Household filing status

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Categorized as Taxes

On Taxes, Progressive tax

How much you make can vary how much you pay in taxes.

Here is an improved version of the writing: Death and taxes are two of life’s certainties, but while death is inevitable, taxes serve an important purpose in funding public services such as roads, schools, and bridges. A progressive tax system is a tax rate that varies according to income, and understanding how it works is… Continue reading On Taxes, Progressive tax

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Categorized as Taxes

How to build credit at 18

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Learn how to build credit at 18? It’s actually very simple and easy to understand. If you want to raise your credit score you have to be prepared to do so. Thus far, you have not earned the right. Learn to build credit at 18 and set yourself up. However, if you’re serious about becoming… Continue reading How to build credit at 18

Understanding Bond Markets

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Unveiling the Dynamics of Bond Markets: Key Pillars of Financial Systems Bond markets, also known as debt markets or fixed-income markets, form a critical component of global financial systems. This essay aims to define bond markets, elucidate their importance in the broader financial landscape, and shed light on how individuals can potentially leverage the opportunities… Continue reading Understanding Bond Markets

Auto listings and price

Photo credit: Antoni Shkraba

FOCUS: Point out how expensive a car can be and how much can be saved avoiding this purchase.

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Categorized as Auto

What is the S&P 500?

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Standard and Poor’s 500, otherwise referred as the S&P 500, is a stock market index composed of the 500 largest U.S. companies. A stock market index indicates how well a stock market is performing. These indices help financial analyst, bankers, even public servants in making determinations on the general economy. For instance, a state treasurer… Continue reading What is the S&P 500?