Recession Demystified If you have been paying attention to the news lately or couldn’t put your phone down because of social media, you most certainly have heard the word recession. Well, what is a recession? Let’s start with what a recession is NOT. Depression is not a typical recession. Though it is a type of… Continue reading What is a Recession?
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Financial book reviews for beginners: Atomic Habits, James Clear
After hearing about this book over the past few years, I finally decided to purchase it. It seems to be really popular because there was a 6 week wait on the digital copies at my local library. Nonetheless, I am really glad I purchased my own copy because I can highlight and take notes in… Continue reading Financial book reviews for beginners: Atomic Habits, James Clear
Higher Learning, Higher Earnings?
Life, though worthwhile, can bring about many challenging trials, especially financially. I don’t know about you, but there always seems to be room to advance regarding our income! There are seldom moments where you think, “I make too much money.” In all honesty, It’s probably a more frequent feeling that you don’t have enough. At… Continue reading Higher Learning, Higher Earnings?
Financial book reviews for beginners: The Total Money Makeover, Ramsey
I have heard a lot of negative reports of Dave Ramsey’s approach tobuilding wealth. The main criticism I hear is that Ramsey leaves the personunable to enjoy life while working toward a financially free lifestyle. As I read thebook, I began to see how someone can be turned off to The Total MoneyMakeover even if… Continue reading Financial book reviews for beginners: The Total Money Makeover, Ramsey
Price versus Value analysis
You always want to spend less. To have more money. Applying for a CC you want a lower APR. APRs at 25% are too high. We want to manage our credit. Additionally, we want to manage with low APRs. I have done a lot of work on my credit. My focus has primarily been… Continue reading Price versus Value analysis
Financial book reviews for beginners: Think and Grow Rich, by Napolean Hill
This book is a classic and unconventional read. Readers may recognize hints of Dale Carnegie’s all time classic “How to win friends and influence people”. Hill is very open and proud of his friendship with the Steel magnate, Andrew Carnegie. In many respects it is a historic writing, citing the achievements and idiosyncrasies… Continue reading Financial book reviews for beginners: Think and Grow Rich, by Napolean Hill
Financial book reviews for beginners: The Little Blue Book That Beats The Market by Joel Greenblatt
The Little Blue Book That Beats The Market is an excellent read for anyone interested in investing in stocks. Joel Greenblatt introduces you to investing in a way that is easy to understand. Furthermore, Greenblatt keeps it interesting! His witty writing makes you laugh and want to keep reading on. A few key takeaways:
Most common credit card mistakes
Your financial health is important. A good credit score helps you to finance what you may want. Employment, buying a home, healthcare these things are all relevant. Avoid mistakes that could jeopardize your financial status. A good financial habit is to avoid unnecessary costs. Why spend money if you don’t have to? Credit cards may… Continue reading Most common credit card mistakes
Cash is King
Cash is king. You may be looking to upscale your lifestyle. Perhaps, you feel you have settled for too long and deserve higher quality. Credit cards can help you raise your credit score. When raising your standard of living never underestimate having available cash. Decide whether the subject is an object or an idea. Briefly,… Continue reading Cash is King
Best Options to Overcoming Debts
That is bad period specifically not good. It feels bad period that is burdensome, and embarrassing. I hate that because of the fear of it, I spend so much of my good time concerning for money that puts you in a weak position, desperate, lacking, there’s not enough money… Is there? Debt income ratio. Total… Continue reading Best Options to Overcoming Debts