In 1958, Congress passed the National Defense Act and federal student loans were provided for more American families would be able to afford college. In the United States, knowledge is power. For many, this power begins with high school. During these adolescent age learners are prepared to take on life’s most challenging moments, with their… Continue reading How much student debt is too much?
Author: Jordan
5 Good Habits to Raise Credit Score
A good credit score helps you to make the moves you want to make. You will need a good score while you are searching for an apartment to rent or requesting a business loan from a bank. If you’re single and not earning a $100k annual salary, but you don’t want to live in your… Continue reading 5 Good Habits to Raise Credit Score
How Much Does College Cost You?
How much would you say it costs to go to college? Earning a college degree is a means of opportunity for many young learners across the globe. In America, two-thirds of high school graduates attend their first year of college. More than half of the population has some college education, meanwhile less than one-third having… Continue reading How Much Does College Cost You?
NFT for Dummies
An NFT, “Non-Fungible Token”, represents a work of art, idea, or other items. These include music, paintings, brand accessories, game rewards. The best way to think of an NFT is comparing them to special trading cards or high-end art auction. The exclusivity of an NFT is its value. If Pablo Picasso was alive today he… Continue reading NFT for Dummies
Why 401(k) is important for your retirement plan
A 401(k) relieves you from the burdens of work. Retirement planning is important because during retirement years you will have comfort and needs. Your retirement savings will be a source of income that removes or reduces your need to maintain employment. While having income for healthcare and other insurances. What’s a 401k A 401(k) is… Continue reading Why 401(k) is important for your retirement plan
How to get started on Budget Management
Good budget management will better prepare you for the future. Begin with a goal you have. Make priorities based on your needs and wants then have a plan to bring it into action. Budget management will have positive impact on your financial health. Why budgeting is important Everybody should have a budget. If your goal… Continue reading How to get started on Budget Management
What is Interest: Simple vs. Compound interest explained
Your financial health is important. You only need to understand a few key concepts to evaluate your current financial status. These resources are free and available to you here. In this article, we discuss ‘interests’. To understand what interest is we must first begin with two key elements of economics, principal and time. Let’s say,… Continue reading What is Interest: Simple vs. Compound interest explained
What is a Recession?
Recession Demystified If you have been paying attention to the news lately or couldn’t put your phone down because of social media, you most certainly have heard the word recession. Well, what is a recession? Let’s start with what a recession is NOT. Depression is not a typical recession. Though it is a type of… Continue reading What is a Recession?
Financial book reviews for beginners: The Little Blue Book That Beats The Market by Joel Greenblatt
The Little Blue Book That Beats The Market is an excellent read for anyone interested in investing in stocks. Joel Greenblatt introduces you to investing in a way that is easy to understand. Furthermore, Greenblatt keeps it interesting! His witty writing makes you laugh and want to keep reading on. A few key takeaways:
Cash is King
Cash is king. You may be looking to upscale your lifestyle. Perhaps, you feel you have settled for too long and deserve higher quality. Credit cards can help you raise your credit score. When raising your standard of living never underestimate having available cash. Decide whether the subject is an object or an idea. Briefly,… Continue reading Cash is King