Expenses

There are things we pay for and such things like cable, Internet, heat are dependent on us paying for them. Not everything in life is free, these recurring charges we can be expected to pay for. Expenses are inevitable necessities. The objective is not to have too many expenses. As this will mitigate gains. Our… Continue reading Expenses

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Tracking Spending

The great thing about today is there is an app for everything. It’s interesting and you may learn a little about yourself by looking over past statements. Just in case you have a habit that has gone unnoticed. Your goals are much better aligned with your coming results when you are providing a clear picture… Continue reading Tracking Spending

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Categorized as Savings

Allocation

Intro. There’s things we want slash need to buy every month. I Wi-Fi, groceries. These are things I have to pay for and things I don’t. I need to know this so i can designate some money to savings. Thereby, paying my future self. I can better weigh risk by putting into stocks , markets.… Continue reading Allocation

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On FDIC

Have you gone to the bank lately? If you’ve made a deposit you may have noticed that the bank insures up to $250K. You might have given some thought to it, on how banks make money that is, and the reliability of banks returning your deposit. If you recall the crisis with Silicon Valley Bank… Continue reading On FDIC

SEC

The stock market is a lucrative way for companies to raise capital. Big companies can sell shares of their stock to the public, on the stock market. In which case, any person who owns a share or shares are they company is a shareholder. Control of the company may still be delegated unto a very… Continue reading SEC

On Bitcoin

Is Bitcoin Revolutionizing Finance in the Digital Age? Bitcoin, introduced in 2009 by the pseudonymous Satoshi Nakamoto, is a decentralized digital currency that has transformed the landscape of finance. Operating on a peer-to-peer network secured by blockchain technology, Bitcoin has gained significant attention for its potential to disrupt traditional financial systems and empower individuals. This… Continue reading On Bitcoin

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What is a Bear Market?

Navigating Turbulence: Understanding Bear Markets Introduction:Bear markets are a phenomenon in financial markets that evoke both concern and opportunity. Defined by a sustained decline in stock prices, a bear market is characterized by pessimism, economic downturns, and a general lack of confidence among investors. This essay explores the definition of bear markets, examines their importance… Continue reading What is a Bear Market?

Understanding Credit Cards

What is a Credit Card? A credit card is a payment card that allows its holder to borrow funds from a financial institution, such as a bank, to make purchases or pay for services. It provides a revolving line of credit, meaning that the holder can borrow up to a certain limit, make payments, and… Continue reading Understanding Credit Cards

Definition ‘What is Equity’?

Equity refers to the ownership interest that an individual or group of individuals has in an asset, after any debts or other liabilities associated with the asset have been subtracted. It can also refer to the value of a company’s assets minus its liabilities, which represents the residual value that would be left over for… Continue reading Definition ‘What is Equity’?

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Categorized as Income