Intro. There’s things we want slash need to buy every month. I Wi-Fi, groceries. These are things I have to pay for and things I don’t. I need to know this so i can designate some money to savings. Thereby, paying my future self. I can better weigh risk by putting into stocks , markets.… Continue reading Allocation
Author: Jordan
On FDIC
Have you gone to the bank lately? If you’ve made a deposit you may have noticed that the bank insures up to $250K. You might have given some thought to it, on how banks make money that is, and the reliability of banks returning your deposit. If you recall the crisis with Silicon Valley Bank… Continue reading On FDIC
SEC
The stock market is a lucrative way for companies to raise capital. Big companies can sell shares of their stock to the public, on the stock market. In which case, any person who owns a share or shares are they company is a shareholder. Control of the company may still be delegated unto a very… Continue reading SEC
On Bitcoin
Is Bitcoin Revolutionizing Finance in the Digital Age? Bitcoin, introduced in 2009 by the pseudonymous Satoshi Nakamoto, is a decentralized digital currency that has transformed the landscape of finance. Operating on a peer-to-peer network secured by blockchain technology, Bitcoin has gained significant attention for its potential to disrupt traditional financial systems and empower individuals. This… Continue reading On Bitcoin
What is a Bear Market?
Navigating Turbulence: Understanding Bear Markets Introduction:Bear markets are a phenomenon in financial markets that evoke both concern and opportunity. Defined by a sustained decline in stock prices, a bear market is characterized by pessimism, economic downturns, and a general lack of confidence among investors. This essay explores the definition of bear markets, examines their importance… Continue reading What is a Bear Market?
Best cards to build credit: Secured Credit Cards
A good credit score is an indicator for many things. For instance, a good credit score helps you determine how much ease you will have finding a new apartment. Your credit score can help determine the amount you will have to pay on a new car payment, Or, it may help your approval odds for… Continue reading Best cards to build credit: Secured Credit Cards
Understanding Credit Cards
What is a Credit Card? A credit card is a payment card that allows its holder to borrow funds from a financial institution, such as a bank, to make purchases or pay for services. It provides a revolving line of credit, meaning that the holder can borrow up to a certain limit, make payments, and… Continue reading Understanding Credit Cards
Definition ‘What is Equity’?
Equity refers to the ownership interest that an individual or group of individuals has in an asset, after any debts or other liabilities associated with the asset have been subtracted. It can also refer to the value of a company’s assets minus its liabilities, which represents the residual value that would be left over for… Continue reading Definition ‘What is Equity’?
Who is a ‘Landlord’?
A landlord is a person or entity that owns and rents out property to tenants. In exchange for payment of rent, the landlord is responsible for maintaining the property and ensuring that it is habitable for the tenants. This includes providing necessary repairs and ensuring that the property meets health and safety codes. Landlords can… Continue reading Who is a ‘Landlord’?
Understanding what a ‘Portfolio’ really is.
1) A portfolio is a collection of investments, such as stocks, bonds, and mutual funds, owned by an individual or an institution. It is a way to diversify investments across various asset classes to minimize risk and maximize potential returns. 2) An example of a portfolio is an individual who invests in a mix of… Continue reading Understanding what a ‘Portfolio’ really is.