Series I Savings Bonds

Banknote Drawing of US Treasury Department Washington DC

Right now inflation is high. There is much volatility in the stock market. Stock prices are unreliable, even Bitcoin has seen tremendous loss. Series I savings bonds is a financial asset security that is composed of a fixed rate and inflation based rate. Twice a year, every six months, the rate is accommodated according to… Continue reading Series I Savings Bonds

Cash Rewards for Credit Cards

Cash Rewards

Credit cards are not first choice for wealth building. But a great opportunity to learn good habits. Cash rewards may work for or against you. Many buyers are getting cash rewards for credit cards. Be careful and give much consideration before you use this perk. Have a plan as to how this will work for… Continue reading Cash Rewards for Credit Cards

On Taxes, Progressive tax

How much you make can vary how much you pay in taxes.

Here is an improved version of the writing: Death and taxes are two of life’s certainties, but while death is inevitable, taxes serve an important purpose in funding public services such as roads, schools, and bridges. A progressive tax system is a tax rate that varies according to income, and understanding how it works is… Continue reading On Taxes, Progressive tax

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Categorized as Taxes

How to build credit at 18

Stanley Morales via Pexels

Learn how to build credit at 18? It’s actually very simple and easy to understand. If you want to raise your credit score you have to be prepared to do so. Thus far, you have not earned the right. Learn to build credit at 18 and set yourself up. However, if you’re serious about becoming… Continue reading How to build credit at 18

Auto listings and price

Photo credit: Antoni Shkraba

FOCUS: Point out how expensive a car can be and how much can be saved avoiding this purchase.

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Categorized as Auto

Why Collections are so bad and how to avoid

Photo credit: Tima Miroshnichenko

You’re starting to understand personal finance. You realize there is much you could do to boost your financial status. Your ability to pay debts is a primary sign of financial health. Let’s pause and talk about collections. What is collections? When you default on a loan or payment. If you have opened an account with… Continue reading Why Collections are so bad and how to avoid